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Keep your credit report and SSN ready. NY lenders will require banking statements and recent utility bills. Also, recent pay stubs and employment verification Letter is necessary. Don’t inflate your income because lenders scrutinize every piece of information that you provide them.

I love the investment caveat, “past performance is no guarantee of future success.” And every HR and hiring manager does everything they can to try and use past performance to gauge potential, future success. And checking references is one of them.

Because these cards are secured by your deposit, anyone is eligible. There may be age restrictions (18 or 21), or you may have to be U.S. citizen, but these instant credit approval cards have a high approval rate because the restrictions are minimal.

Age: You need to be 18 years or older in order to take out a cash advance. Verification of age will be checked by all lenders. This is typically done when you provide your driver’s license information or a state issued id.

Go to the court. Normally your attorney will appear on behalf of you. You might need to show up once to meet up the judge and the “Trustee”, your bankruptcy officer. Your attorney and the Trustee will work closely to assist you to go through the bankruptcy process. Your attorney will file all forms for you.

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